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First Time Home Buyers: Vintage Charm

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Entering the threshold of their new life together, couple opts for classic over contemporary

There are two kinds of first-time homebuyers: those that go for the modern amenities and those that go for the charm. Susan Bosse and Erik Vasquez definitely went for the charm, or at least the potential charm of their new home on 1242 W. Valerio St.

The house was built in 1925 and suffered from what Vasquez generously called “deferred maintenance.” Still, the character of the house, which still had many of its original built-ins and fixtures, attracted them.

The bones were good, the potential was there, but the old girl definitely needed a face-lift and some new internal organs.

“The thing that I think scared most people were the termites. But it was funny, the termite guys were the ones all bidding on the house so they weren’t too worried,” said Vasquez.

The inspection package was thick, said Bosse. Besides the termite damage and some water damage, the house needed to be brought up to code with a new roof and modern wiring, including new electrical and heating systems. There were also a few walls the couple decided to remove to improve the floor plan.

“We gave Susan a sledgehammer last week. I can show you the little video,” laughed Vasquez.

“It was pretty fun. I mean when else am I going to get a chance to hit a wall and knock it down,” said Bosse. It was also a good stress reliever for Bosse, who was planning her May 30 wedding to Vasquez at the time.

While some of original hardwood floors were in good shape, some needed to be redone, along with the bathroom and kitchen. “There was still food in the refrigerator,” said Bosse.

Despite the extensive improvements, Vasquez was pleased by the speedy progress his crew was making and prepared for the expense. They got estimates for the repairs up front, before deciding they could afford the house.

“The thing is we found is the cost is the people, the labor, it’s not the materials,” said Vasquez. “The materials are nothing, so if they’re in here (working), might as well make it exactly how you want because it’s not any more expensive to make it boring as it is to make it more interesting.”

Originally published in South Coast Beacon

First Time Home Buyers: The American Dream … the South Coast Reality

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Breaking into the local real estate market is tough but not impossible. Leslie Dinaberg explores who’s buying for the first time and how.

Practicality, frugality and focus were the key values that got Jonathan and Kara Rocque into their first home, at 7126 Del Norte Dr. in Goleta. Both UCSB graduates, the Rocques lived in a one-bedroom apartment and didn’t really upgrade their lifestyle much after college in order to save money for a house.

They started making offers right after they married, about 2-1/2 years ago, but Jonathan said he wasn’t really ready to buy until recently. “People always say ‘get in as soon as you can,’ but … at the same time, I really have no regrets not getting in any sooner because I wasn’t ready.” An engineer, he said he worked for a start-up company and was worried about job stability.

“I think I got to the point where I gained more confidence in myself and that things were going to be okay,” said Jonathan, who now works for Indigo Systems, which recently merged with FLIR Systems.

When he felt really ready to buy, Jonathan had the willing assistance of his father, John Rocque, a realtor and mortgage broker in San Dimas.

Another factor that kept the Rocques from buying quickly was their expectation of what they would be able to afford. “We started thinking that we wanted our dream home out of the shoot, and I think that’s what delayed our purchase, probably,” said Jonathan.

The three-bedroom two and a half-bathroom home the Rocques eventually bought this year for $659,500 has a studio apartment (garage conversion) on the property, a big selling point. “We were looking at these two-bedroom one-bath cottages and went, I just can’t do it. There’s got to be something out there that’s better because it doesn’t leave us the flexibility to grow,” said Jonathan. “When we saw this place with the studio I just thought ‘Oh God, couldn’t be better.’ I could give up the garage and take the extra income that will definitely help.”

Kara noted the backyard had a shed for storage, making it easier for her to give up the garage space. Being able to have a vegetable garden was also important to her, as was the school district. “Basically any school in Goleta, I’m totally comfortable with,” said Kara, who teaches first grade at La Patera.

The Rocques also knew what they didn’t want: no condos and no commuting. “The whole reason we live in Santa Barbara is the lifestyle,” said Jonathan. “I ride my bike. I love the mountains. I love riding by the ocean. I love the weather. I value my time … I’m not going to drive an hour each way to work. I’d go somewhere else where I could live close,” he said.

“I don’t think either one of us ever wants to move into one of the new developments because they’re so crunched together,” added Kara. “Yeah they look pretty, they’re nice and new, but to me this has more character than those houses. You can paint it whatever color you want to paint it; you can do whatever you want with your yard.”

While the Rocques would eventually like to move to a larger house, they are fixing up their yard and treating the house like a home.

“It’s not short term, but it’s not forever,” said Kara.

“This house easily gets us ten years,” said Jonathan. “If we wanted to, at some point we’ll refinance and we could reclaim that space (the studio).”

And as for the realities of being able to afford to stay on the South Coast, they credit much of their success to Patrick Flood, the financial consultant Jonathan began working with when he graduated from college. The Rocques said they feel both blessed and proud to be able to get into the housing market

“I like taking on challenges too. I took a major in college … that was challenging. And staying in Santa Barbara was a big challenge, but I was going to do it. I was really, really happy that we could,” said Jonathan.

Added Kara: “If we can do it here then we can do it anywhere.”

Originally published in South Coast Beacon

Neighborhood at odds

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Planning Commission hears concerns on converting St. Francis into Cottage employee housing

Almost 150 people packed the hearing room at City Hall on Thursday, no small feat the week before Christmas. In the hot seat was Cottage Hospital’s plan to develop condominiums on the old St. Francis Medical Center property.

“No one at Cottage Hospital ever imagined that we would have to build houses to fulfill our mission, but we have to do just that,” said Cottage Health Systems‘ CEO Ron Werft, in presenting the project to the Planning Commission. It costs roughly $40,000-$50,000 to recruit and train an employee, said Cottage spokesperson Janet O’Neill, so part of the hospital’s motivation is to retain employees.

Describing the proposal to build 116 units on the site — 70 percent of which will be affordable or “workforce housing” for employees — Marshall Rose, chairman of the nonprofit’s housing task force, anticipated objections from neighbors. “This is not about ruining a neighborhood; it is about replacing a once vital healthcare organization with an even greater need,” he said.

The crowd was split on the project’s merits. Expressing empathy for the difficulty Cottage has recruiting and retaining top talent in this expensive housing market and applauding its efforts to provide housing were top officials from UCSB, Santa Barbara City College and Westmont. One neighbor against the project commented afterward, “They really brought in the suits. But our opinions are just as important.”

Criticism mostly centered on neighborhood compatibility concerns. While Cottage and city officials held two neighborhood meetings, the general consensus among those who live nearby was that their concerns weren’t being accommodated. “The comments have neither given the neighbors much hope or much confidence,” was Steven Doty’s written response to the plan.

“I don’t think it’s a matter of fear, I think it’s a matter of trust. I don’t think it’s been earned,” said Joan Marshall, another neighbor.

“We’re all for workforce housing,” said Dee Duncan, who works closely with Bungalow Haven neighborhood association. “But protecting and preserving is equally important to the people who live here.”

Cheri Rae, also from the Bungalow Haven group, expressed dismay after the hearing. “It sounds like the employees are pitted against the neighbors. That’s not true. We are workforce people. We just don’t want to lose the quality of life that has attracted us to Santa Barbara.”

Several in the audience and on the commission said they thought the concurrent Cottage Hospital remodel project should be planned in parallel and suggested that some of the existing St. Francis Medical Center facility (set to be demolished) could be put to medical use, with workforce housing put in the neighborhood near Cottage. Other concerns were how long the property would remain affordable, the number of market rate units, a lack of green space on the property and that there was too much parking, since Cottage said it plans to run a shuttle to its facilities in Santa Barbara in Goleta.

The meeting was an initial concept review, so the commission took no formal action on the project other than to provide feedback.

Originally published in South Coast Beacon

Mixed Messages

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Television by Salvatore Vuono (freedigitalphotos.net)

Television by Salvatore Vuono (freedigitalphotos.net)

Be careful — what your kids watch may be hazardous to their health and your wallet.

If TV is “chewing gum for the eyes,” as Architect Frank Lloyd Wright once said, it may be causing more than tooth decay in children — TV may also be making them fat, according to two new studies.

“The more than 1,000 hours that the average school child will spend in front of the television this year will harm him or her far more than the one second of Janet Jackson’s breast,” said TV-Turnoff Network Executive Director Frank Vespe.

The typical child sees about 40,000 ads a year on TV and the majority of ads targeted to kids are for candy, cereal, soda and fast food, a report by the Kaiser Family Foundation found. In addition, many of the ad campaigns enlist children’s favorite TV and movie characters — Spongebob Cheez-Its, Scooby-Doo Cereal, Teletubbies Happy Meals, to name a few — to pitch products.

Apparently the $12 billion per year spent on advertising to youth works. “Commercials make people want to buy things, like Cox high speed internet,” said 4-year-old Sophia Bordofsky.

Indeed, a series of studies examining product choices found that children recalled content from ads they’d seen, and their preference for a product occurred with as little as a single commercial exposure and grew stronger with repeated exposures, found a recent report by the American Psychological Association. The Kaiser study also found that exposure to food advertising affects children’s food choices and requests for products in the supermarket.

While there’s no doubt that advertisers are selling to children, not everyone is buying. Many parents restrict their children’s viewing. “They do have to do their homework first and they have to take turns picking a show,” said Misty Bordofsky, Santa Barbara mother of four children aged 4 to 13. “Usually they’ll leave the room and go do something else if it’s the show another kid picked,” she said.

Numerous parents may limit their children to watching videos and commercial-free television and a rare few don’t let their kids watch TV at all.

“I am appalled by marketing that targets children with ads for junk food and toys. Young children are not able to understand the inherent bias of an advertisement. They are easy targets,” said Charla Bregante, a Goleta mother of two who is in that 2 percent demographic that does not own a television.

“Most of the advertising during children’s programming is for junk food such as candy, chips, and sugared cereals. Kids are given the message that these foods are desirable and nag their parents to buy them. In addition, children tend to snack more while they are watching TV. Turning off the TV is one of the best ways to fight obesity in children. Almost any other activity will use more energy than sitting in front of a television,” said Bregante.

“While older children and adults understand the inherent bias of advertising, younger children do not, and therefore tend to interpret commercial claims and appeals as accurate and truthful information,” said psychologist Dale Kunkel, a professor of communication at UCSB and senior author of the APA report, which recommends restricting ads targeting children under the age of 8.

“I can tell you that my children rarely nag me for a specific toy or food item. I believe this is because they are not exposed to television advertising and the consumer culture promoted in television programming,” said Bregante, who encouraged families to participate in TV-Turnoff Week, April 19-25 (www.tvturnoff.org).

Is there anything positive for kids on television? Yes, according to Professor Kunkel: “There are lots of positive influences that may result from children’s viewing of certain pro-social or educational programs. The problem is that parents have to mine the media landscape pretty hard to find those occasional nuggets.”

Television is an (almost) inescapable part of modern culture. “With the recent explosion in satellite and digital specialty channels, we now have access to a plethora of both good quality and inappropriate TV content. In this crowded television environment, the key for parents is to search out high quality TV programs for their kids, and whenever possible, enjoy them together as a family,” recommends the Media Awareness Network, a nonprofit organization that focuses on media literacy.

For parents who don’t want to opt out completely, David Kleeman, Director of the American Center for Children and Media, recommends that parents ask the following questions to select viewing that is good for children:

Does the program actively engage my child, physically or intellectually? Television watching doesn’t have to be passive. It can prompt questions, kindle curiosity, or teach activities to pursue when the set is off.

Does my child see others like himself or herself on television? Young children believe that television reflects the real world. To not see people like themselves — in race, ethnicity, or physical ability, for example — may diminish their self-worth. A lack of role models should spark discussion about how TV portrays different types of people.

Do I respect this program? Parents don’t have to like every show their children choose — in fact, young people need their own district culture. But parents should trust that a program’s creators understand and respect how children grow and learn.

Originally published in South Coast Beacon

Bungalow Haven

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mapWhat started out as a simple opportunity to socialize with neighbors and get to know a little more about American bungalow style architecture and restoration has quickly morphed the Bungalow Haven Neighborhood Association into a vibrant, politically active neighborhood watchdog group.

Bungalow Haven was formed about two years ago by neighbors Dee Duncan and her husband Steve Dowty, and Judy and Sayre Macneil.

“The original intent was social,” said Cheri Rae, another member of the association. Rae said the group has a couple of hundred members representing about 125 households and meets once a month at Duncan and Dowty’s home. They also have an active email list and several subcommittees, including a political action committee that is currently reviewing its position on the proposed development of the former St. Francis Medical Center property.

The Bungalow Haven neighborhood — roughly bounded by Alta Vista, Laguna, Anapamu and Micheltorena streets — began to mobilize when they learned of a plan to construct 18 new units on the 1400 block of Laguna Street and relocate five bungalows. The project — developed by Capital Pacific Holding LLC and designed by architect Detlev Peikert — was well underway before the neighbors really became aware of it. However, at least in part from their efforts (including numerous appearances before the planning commission and the architectural board of review) the project has been scaled back to retain three of the existing bungalows on the property, along with plans to build the 15 new units in craftsman style rather than the originally planned red tile roofs.

“We’ve shown up 50 at a time and I think that was part of why we’ve been so successful. People were so amazed to see such a large bunch of people who were very articulate,” said Rae, who has been sharing strategies with other neighborhood associations.

Mike Jogoleff, who has lived in Bungalow Haven since childhood, fears continued encroachment by developers would ruin the neighborhood’s character. “If somebody’s working against us like these big development companies, they just come in and screw everybody,” he said.

One of the steps the neighborhood association is taking to prevent more “condo mania” is working to establish Bungalow Haven as a Historic Landmark District. Regarding the Laguna Street project, Rae said, “… we’ve all had a steep learning curve on what the rules are, and we want to prevent it from ever happening again.”

To obtain historic status, the group must first finish a neighborhood survey cataloguing the historic elements throughout the approximately 300 homes in the neighborhood. “We’re modeling our approach on the El Pueblo Viejo and the Brinkerhoff Districts. They are (the) only two historic districts in the town so far, so we’re doing the same thing that they did,” she said.

Rae admitted, “It’s a little ironic when we say with disdain, ‘they’re putting in million dollar condos’ when our houses are creeping up toward million dollar houses. It’s just (that) what you get for your money is not stucco and brand-new efficient appliances, but you get some charm.”

Jogoleff is also keenly aware that the working-class neighborhood he grew up in has changed. ” As my neighbor says, the people that buy our houses are not going to be painters and teachers. It’s going to be lawyers, doctors, accountants.”

While development projects have been catalysts, they aren’t the primary reason for the group. “The group is to preserve this style of life, simple and kind of a calmer way of life. None of us chose to go live in a tract house in Goleta. That’s just not what we wanted. … We’re not out there recruiting members. … The whole idea is for peaceful coexistence and neighborhood protection,” Rae said.

“We’re not anti-development … it’s just within reason and it’s within scale and size and having respect for the neighborhoods that are already here. It makes no sense whatsoever to develop for new people who come in when you ignore the neighbors that are already here and have built Santa Barbara to be what it is. … We feel like we’re part of the fabric of this town and we want to be able to stay here and not be run out because we can’t have the kind of life that we want to have here,” Rae said.

Originally published in South Coast Beacon

First Time Home Buyers: Adventures in Home Buying

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Image by phanlop88 freedigitalimages.net

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Sometimes the first house you have your heart set on isn’t the one that you’re meant to have. That was the lesson Gloria Herrera and Martin Ibarra learned during their recent home-buying adventure.

After losing bids on several homes, the couple, who share a home with their daughter and Ibarra’s mother, was ready to compromise on their dream house. While they really wanted to stay in Santa Barbara, they also looked at properties in San Ynez and Buellton. Plus, they needed at least three bedrooms and they didn’t want a condominium.

This market is very competitive and difficult, said their Realtor Nicole Dinkelacker, who’s with Remax in Goleta. “It’s a lot more complicated than just finding a property.”

In the case of Herrera and Ibarra, Dinkelacker was ready with the check for a “compromise house,” when she found out that another property they had bid on earlier was available for an additional $5,000.

“Usually $5,000 you’re like oh my God, $5,000,” said Herrera. “At this point, $5,000 was like $5 to me … for a bigger property and an extra room.” Herrera said she thought the fact that she and Ibarra are both native Santa Barbarans (who met at Santa Barbara High School) was what sealed the deal for the home they eventually purchased for $700,000.

The four-bedroom, two-bathroom home on a 900 square foot lot on Noma Street in Carpinteria was a good buy, compared to what was available in Santa Barbara. “We lucked out,” said Herrera, noting that in addition to more square footage, most of the house had new carpet and had been newly painted.

Regarding making home improvements, “It’s not like you have much money left after buying the house. You pay your bills and you pay your mortgage and then … Home Depot,” said Herrera.

“Yeah, we tend to be at Home Depot a lot more, that’s for sure,” laughed Ibarra.

“When we first got the house, it wasn’t as pretty. I put in palm trees and flowers. … I think a year from now it will definitely be a lot more how we envisioned it. …You only have the weekend to really do much.”

Although fixing up the house is an ongoing project, Herrera said she’s ready to relax and enjoy the house for a while. “Even though it’s a very tight budget, … you kind of spend your weekends here at home. Sometimes it’s by choice and other times because you really have no other form of entertainment you can afford. But at least it’s yours and you know that little by little, it will get easier. … We have something that a lot of people have a hard time trying to obtain.”

“I know she had her heart set on the first house … and I know when that didn’t come through she got down. But like I told her, it’s either meant to be or not,” said Ibarra. “(I told her) we’re going to find something down the road that’s going to be much better. And soon we were able to find this.”

Originally published in South Coast Beacon

First Time Home Buyers: There’s Nothing Like the First Time

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Here on the South Coast — where multiple bidders compete to buy $1 million generic tract houses that “need work” — first time homebuyers are definitely in the minority. But a surprising number of working professionals are getting into the market via some very creative configurations, both in terms of financing and sometimes even living situations.

“It’s a lot more complicated than just finding a property,” said Nicole Dinkelacker, a realtor with RE/MAX’s Goleta office who’s been in the business for 20 years. “Anybody with less than ten percent down, it’s very competitive and difficult.”

Difficult, but not impossible.

“You can get 100 percent financing. You have to have beautiful credit, of course, but it isn’t like you have to come up with a huge amount of money, or at least you should talk to a realtor before you decide that,” said Rebekah Mulder, a realtor with Prudential California Realty in Santa Barbara.

A former teacher and principal at Cold Springs School, who got out of education to become a financial planner and real estate agent, Mulder said she still finds a lot of her job involves educating her clients about the tax advantages of investing in real estate, as well as the many creative ways to make buying a house possible in the Santa Barbara market.

One of the unique financing methods she often teaches first-time buyers about is equity sharing, where a parent, an employer or a third party will invest in buying a house in partnership with the person who will live there.

Recently, Steen Hudson (the Director of the Rescue Mission) and his wife Trina entered into an equity share agreement with his employers, said Mulder. “The mission is realizing money on its investment and if the Hudson’s so choose they can steadily buy the mission out. It’s a great way for employers to help out their employees and make an investment as well.”

“Equity sharing is a great investment. You pair up older people who really don’t want to go out and buy an apartment house or something. Most people are unaware that if you own a residential income property, you can depreciate that property. Even if its actually appreciating, the tax code allows you depreciate it, which then shelters that much of your earned income from any taxes at all,” said Mulder. The IRS allows you to treat one physical property as both a residential property and a residential income property (divided proportionately), she explained.

Rather than asking parents or others to “help” with a down payment, Mulder advises approaching it like a business opportunity and will often make the presentation to parents as a neutral party. “We have (37-page) contracts where you negotiate every horrible thing that could happen.”

“Another thing that piggybacks on that is that buying a property with a rental on it is really good option, especially for someone that’s maybe got high income but maybe no money down, said Sharol Mulder, Rebekah’s daughter and business partner.

“A lot of times if we have people with a lot of money down, it’s a better bottom line if they buy a more expensive property with a rental on it. So let’s say they could go buy a $600,000 condo, they could probably buy a $900,000 house with a rental on it and actually come out paying less per month,” said Sharol, who recently made this type of deal with buyers Dave and Eliza Reed and Kate Russell (Eliza’s sister). “They bought a neat old turn of the century Craftsman plus an additional duplex on West Sola. … They rent out the main house for maximum income.”

In addition to financing options, first-time homebuyers often need to be educated on the basics about realtors. “There are a lot of people out there who don’t know how realtors get paid. We’re seeing people walk into open houses and work with the realtor who’s there without a recommendation. … As a buyer you’re not going to pay the realtor’s commission but you really need a good realtor, so you need a good recommendation. … It’s a great benefit to you as a buyer that the seller is going to pay your realtor’s commission but it doesn’t take away the responsibility that you have to find someone who’s really good to represent you,” said Sharol.

Having professional, experienced representation is even more important with the current climate of multiple offers being made for any given listing. “Houses are going really quickly,” said Gloria Herrera, one of Dinkelacker’s clients who recently purchased a home in Carpinteria after making an offer on another. “The whole thing has really been a learning experience.”

There’s nothing like the first time … starting next week, our South Coast Homes section will feature case studies of local first time buyers. We’ll go inside their homes to see what they were able to buy and how they were able to do it.

Originally published in South Coast Beacon

First Time Home Buyers: Going Condo

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Image by phanlop88 freedigitalimages.net

The quest to buy a condominium on the South Coast can be grueling on the nerves. “It was crazy. You’d go out and at every open house … you’d see all the same people all the time,” said Cari Thomas, who recently purchased a San Roque condo with her husband Sam. “They started looking like your competition. Like you didn’t want to smile at anybody.”

“I think our biggest surprise was the amount of demand and the fact that there were multiple offers over the asking price,” said Sam. The Thomases looked at dozens of condos and were outbid on six different places before purchasing their new home at 3663 San Remo Drive for $560,000.

We feel like we lucked out, said Cari.

“Once you get a firm understanding of the market, your standards change a little bit. There were places the first weekend we looked that were significantly less money that were not as nice, but a month and a half later we were wishing we would have made offers on those ones that we saw early on,” said Sam.

As is the case with many first-time homebuyers, the two-bedroom, two-bath place the Thomases purchased was more expensive than what they originally budgeted for. When their realtor, Judith McDermott from Village Properties, urged them to “Just drive by and see what you can get for that amount,” they immediately liked it enough to call their loan broker and make the arrangements to make an offer.

“We put five percent down and are using an interest only loan. Some of the money was from savings, some was from a previous 401K plan, and some was an investment from friends,” said Sam.

Part of what sold them on the condo was its immediate livability. “The paint, it’s amazing what paint and color can do. And it was decorated really nicely and the mountain view was pretty,” said Cari. She also liked the fact that the condo overlooks a pool and the rooms were pretty spacious compared to other condominiums.

“It definitely felt modern and we liked how they redid all the architecture on the outside,” said Sam, noting that the kitchen appliances were upgraded three years ago when the complex was converted from apartments to condominiums.

The fact that the association fees were comparatively low was also a plus for the Thomases. Another advantage was the location, close to downtown and their workplace, Cima Management.

At the time of their purchase, they simply saw the Hope School District location as a plus for the condominium’s resale value. However, the Thomases have since learned they’re expecting their first child in November.

“It (the school district) wasn’t something we were searching for initially, but now it worked out great,” Cari said.

Originally published in South Coast Beacon

First Time Home Buyers: Lowered Expectations

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Like many first time homebuyers, Jennifer Cartwright and Bob Freed had to lower their expectations a bit when they set out to buy something on the South Coast. When they originally saw their condominium at 235 Aspen Way in Santa Barbara, they didn’t like it. “After seeing what was out there and the locations and prices, that’s where everything kind of just clicked that this had pretty much everything we wanted,” said Freed of the two bedroom, one and a half bath condo they recently purchased for $453,000.

Price was definitely part of what influenced the purchase, said Cartwright. In October, the then-engaged couple (who wed in late April) were “just kind of investigating options” with realtor/friend Bob Curtis. “We didn’t care if it was a house or a condo. We didn’t think we would be able to afford anything in the first place,” she said.

“It was all timing. What we basically wanted to do is stop paying the man. It’s just a different way of looking at savings,” said Freed.

The money for their down payment was an inheritance from Cartwright’s grandmother. “We got really lucky,” said Freed, who was sharing a house with roommates at the time, while Cartwright lived in a studio apartment. The condo had been recently painted and carpeted and didn’t need much work.

The couple also gave a lot of credit to their realtor. “Bob is an excellent real estate agent. He really took the time to kind of teach us all there was to learn about,” said Freed.

“And we had a lot of questions. Poor Bob, we were calling him daily almost,” added Cartwright. “Before we even looked at things, he set us up with Metro City Mortgage, which was our mortgage broker and told us all the right things to do. … Then when we went out to go look, we knew what we could afford. We weren’t in the dark,” she said.

The condo they purchased had been on the market for several months, unusual in Santa Barbara. “It was overpriced … It was on the market for 180 days or something like that. People were thinking that it was a lemon because no one had bought it right away, but that was because they listed it way too high,” said Cartwright.

The sellers lowered the price and Cartwright and Freed took the plunge and made an offer — after looking at places for only about a week. “I asked Bob at that time, I said are we moving too fast and what if we wait until the wedding,” said Freed. “Bob said, ‘You know, my gut instinct, if you wait, you’re going to pay $30,000 to $40,000 more.’ And actually condos of this size and this location are going for about 500 now,” said Freed.

While clubhouse amenities weren’t much of an attraction for the couple, who both work for the YMCA, what appealed to them about the condo was its secluded feel and location within the complex. “It’s off the street, further away … with the creek in the back, you’re guaranteed no one’s going to build,” said Cartwright.

“I feel more relaxed when I get home, I don’t know how I’m going to explain this but it’s like you’re really going home,” said Freed. “It’s just a neat feeling.”

Originally published in South Coast Beacon

Noozhawk Talks: Leslie Dinaberg Sits Down With Suzanne Farwell

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Suzanne Farwell, LaraCooper / Noozhawk photo

Suzanne Farwell, LaraCooper / Noozhawk photo

As Director of Communications, Suzanne Farwell is often the voice for the Santa Barbara Foundation, connecting all of us with information about the good work the foundation is doing in the community. Farwell connects with Leslie Dinaberg
to reflect on her work and her life, as she prepares to retire later this month.

Leslie Dinaberg: What will you miss the most about your job at the Santa Barbara
Foundation?

Suzanne Farwell: The people I work with. One of the reasons I like working there is because I
work with people who are passionate about what they do and helping people.

…The other thing I really like about my job is it has so many facets where I’m
gathering information, so I’m learning about many different things every day. …
I’m learning about different philanthropic groups that pop up through us. It’s the
whole canvas of interesting wonderful things that are positive. …

LD: That’s great. In many ways I think Santa Barbara Foundation seems like an
ideal nonprofit job in that you would never get bored because you’re dealing with
so many different types of things.

SF: And now there’s the added component of a new boss who is coming in (Ron
Gallo replaced Chuck Slosser as CEO this year) with fresh ideas and that’s also
very exciting.

LD: So what made you decide to retire now?

SF: Well a couple of things. The major reason is my daughter has a little boy who
is 14 months old and he is a sweetheart and I don’t get to see him much. And my
son is getting married and in every family there needs to be someone at the
center who doesn’t necessarily actually need to do anything but who is that
center and there’s much I can’t do with this job. … I hope to do some projects for
the foundation that I am intensely interested in, and I’m still young enough to be
able to open my mind to lots of other things and who knows. I’m trying to have a
fertile ground and so as things pop up they take root. But I can’t open it up
without cutting back on the work. But it seems like a good time. I’m also looking
forward to spending more time with my husband at home.

LD: I would imagine that’s its very demanding work.

SF: It is, but that’s what good about it is I use every brain cell.

LD: I know you worked on a lot of great programs while you were at the Santa
Barbara Foundation, but are there any that are particularly near and dear to your
heart?

SF: The first year I was there we were about to celebrate the Foundation’s 75th
anniversary. So there was a book, a history book for the anniversary project to
coordinate and then there was a gala performing arts presentation at the Lobero.
That was fantastic. Then there was a symposium about the future of
philanthropy. That was all in one year. That was really something. …

I think one of my favorites was a book about the blind doctor, Dr. Pearlman. … A
little old lady comes to us and she wants to leave us a million dollars part of the
deal is that we publish her manuscript. Well, you can imagine a little old lady’s
manuscript. What will we do with that? Well, you read it and it turned out to be a
really compelling human story so we shepherded that project, we got a local
publisher; the whole thing was really heartwarming. And it’s always nice to have
tangible evidence of what you’ve done because most of mine is ephemeral.

LD: I’ve seen that project and it’s very, very cool.

SF: Yes, and the idea that we would be following through on the donor’s wishes
which is always very important. And it’s a book that opens people’s eyes to what
it is like to be blind as a society, as a world society we could all that to
understand what it’s like to be in someone else’s shoes.

… It’s fascinating. I get something out of every single project. I know the
foundation’s history better than anybody.

LD: Do you have any trips planned or any immediate plans as soon as you’re
done?

SF: Everybody asks me that. … My husband and I have traveled a lot and I just
plan to stay home for a while and just be there. I live in a wonderful place. I want
to just sit on the porch, watch the birds and just still the mind a little bit because
I’m always thinking about philanthropy and this and that and it’s going to take a
while for that to go away because I’m always going at 60 miles an hour.

LD: What else do you do like to do with your spare time?

SF: Well I love to read. I’ve also been a professional dancer for 30 years and I
still do it two or three times a month. I’ve been with Chef Karim since he
started.

LD: I didn’t know that.

SF: So that’s in my blood. And I love to move, so it would be fun to explore
different forms of dance. I don’t know it’s mainly a stilling of the mind to allow
other things to come up. It sounds like I’m not going to do anything.

LD: You need a break, that’s what it sounds like to me.

SF: So I’m opening doors and letting things in.

LD: How did you get started with belly dancing?

SF: My husband and I were living at Married Student Housing at UCSB because
we were both graduate students. I was getting my masters in French and he was
getting a PhD in counseling psych and a woman moved in who was a belly
dancer, new to town. He was dabbling in photography at the time, she needed
photos, so they made a deal. He said I’ll take photos of you and why don’t you
give Suzanne some lessons. I was very annoyed. I was not consulted. I was
almost insulted.

So I went and I took a couple of lessons and said this is really weird. But then my
teacher put on a show with three other dancers and I went and I was hit in the
head by a bat. That proverbial light bulb was like, ah, that’s what I want. Yes. I
want to be that person on the stage. Because it’s so alluring and beautiful and
that was it I set on a path and my poor husband never imagined that this would
happen. And it became overwhelming. It changed my life because I learned to
relate to people in a different way. I was very British at the time, very shy and I
learned to handle myself. I did Belly Grams for years where I would go to offices,
homes, wherever and do a ten minute dance and congratulate the birthday
person and whatever it was and so I was in mansions in Montecito, barbecues on
Milpas, offices all over, it was fantastic, so I got a look at America that I never
would have had, and it was for me about Americans. A great education… It’s
added a spark to my life.

LD: Keeps you in shape too.

SF: It does. And like anybody else I’ve had experiences and I’ve taken from them
and learned and it’s made me who I am today, and I hope to have many more of
them…

LD: How did you go from getting your masters in French and becoming a belly
dancer to working in the nonprofit world?

SF: I was a stay at home mom and I took that very seriously. I spent a lot of time
with my kids educating them in every way that I could. When our daughter, the
younger of the two, went to high school, my husband said, “well you know, this is
a good time to get a job.” I was panicked because I had not ever really, really had
a job.

I’d worked as a caterer for many years and I worked at Jane Fonda’s ranch. … I
applied for a job at the museum and they hired me and then I thought to myself
as I sat at the desk the first day, what am I doing. This could be the shortest job
in history. Then I calmed down and I just applied the idea that what would I want
to know being Jill Six Pack on the street, because I didn’t know that much about
the museum and I went on from there and it all worked out very nicely.

Vital Stats: Suzanne Farwell

Born: January 30, in London, England to a French mother and a British
father

Family: Husband Larry Farwell; two grown children, Nick, who lives in Seattle,
and Lara, who lives in Palo Alto; and a grandson, Bennett, 14 months.

Professional Accomplishments: Masters Degree in French; Chef/Caterer at Jane
Fonda’s Ranch; Worked in communications for Santa Barbara Museum of
Natural History; Voiceover Artist, now voices the calendar on KDB radio station;
Professional Belly Dancer; Director of Communications for the Santa Barbara
Foundation.

Best Book You’ve Read Recently: Kate Wilhelm’s “Barbara Holloway” series of
mysteries and Orson Scott Card’s “Ender’s Game” series.

Little-Known Fact: “I think I’ve exposed all of the little known facts. The dancing, I
don’t bring that out that much. They are really two separate things. When they
intersect it’s interesting, but it’s not the first thing out of my mouth.”

Originally published in Noozhawk on June 7, 2009. To read it there click here.