Salute to Secretaries

© Dashk | Dreamstime Stock Photos & Stock Free Images

© Dashk | Dreamstime Stock Photos & Stock Free Images

Offices aren’t what they used to be. When I was a kid, my dad–and everybody else’s dad that I knew–had a secretary. She was always very nice and had candy on her desk, plus she answered his phone, ran his errands, kept his calendar and knew where he was all the time, even when my mom had no idea.

When I got older and got cubicled for the first time, I discovered that these secretaries weren’t just the ones who knew where the bosses were all the time, they were the ones who knew how to make the coffee, operate the copy machine, send a fax or find an extra large paper clip. They also knew when the boss was in a good mood and was likely to say “yes” to a day off, and even more importantly, when the boss was in a bad mood and was likely to bite your head off if you asked him to hold the elevator. Secretaries had super powers like eyes in the backs of their heads, and ears that could hear through walls. They could make appointments appear or disappear with a flick of their pen, and make or break your career with the raise of an eyebrow.

My boss called his secretary his “work spouse,” which was a pretty apt description. He would have been literally lost without her–she printed up a color-coded itinerary (“don’t forget to go potty and eat lunch”) and driving directions for him every day. Now, a whole generation of these Wonder Women seems to be lost. I’m guessing they’ve discovered they have the power of invisibility.

According to the International Association of Administrative Professionals (IAAP), there are more than 4.1 million administrative assistants and secretaries in the United States, but I defy you to find one anywhere but on school campuses.

Call an office today and you’re lucky to get a real live person to answer the phone, let alone a real live person that resides in the same country, let alone the same building, as the person you’re trying to reach. And as to knowing the boss’s whereabouts: good luck. You can try her cell phone, pager, emailing or texting her, but if she doesn’t answer, there’s nothing you can do but sit there in limbo and wonder if she’s mad at you or just taking a day off.

We used to have Secretaries Day, where everyone in the office chipped in for flowers and took our Gal Friday out for their annual lunch. That’s all over with now. Secretaries, where they still exist, have been transformed from the Target to the Tiffany’s of office professionals.

In fact, it’s hard to find anyone who’s not in the White House Cabinet that calls themselves secretaries. The politically correct term is “Administrative Professionals,” with this entire week designated to wine and dine them and generally try to bribe them into making sure your career stays on track.

According the IAAP, there’s been a ginormous evolution in clerical duties in the past 20 years. Where secretaries once took phone messages (remember those little pink slips of paper?), now they “coordinate communications.”

Technology has taken over so many of the tasks that secretaries used to do; we’re now up to Office Assistant version 3.3. Secretaries used to take dictation and shorthand, then type memos and letters. Now they’ve mastered integrated computer software applications and use the work “task” as a verb.

Whereas before we always knew they could do the boss’s job blindfolded with their hands tied behind their backs, now they actually do the boss’s job.

How do you show your appreciation for these unsung someones who run the show? As far as gifts go, forget the candy and the flowers. IAAP’s advice is a presentation from a motivational speaker or a membership in a professional organization, or–get this–a computer hardware/software upgrade. You call that a gift? I say nothing says “thank you” better than cold, hard cash–and pick up your own dry cleaning this week.

What’s your take on secretaries? Send me a memo, or better yet, have your people email my people at Leslie@LeslieDinaberg.com.

Originally appeared in the Santa Barbara Daily Sound on April 27, 2007

My 100th Column

Leslie was very young when she wrote her first column! Image © Daviddomi | Dreamstime Stock Photos & Stock Free Images

Leslie was very young when she wrote her first column! Image © Daviddomi | Dreamstime Stock Photos & Stock Free Images

Writing 100 columns sounds like a big deal, doesn’t it? You’d think my editor would have thrown me a party or at least bought me a candy bar or something.

I started writing this column right after Koss started kindergarten. When he had his 100th day of kindergarten, they had a big celebration and all of the kids had to bring in 100 of something. Most of the children brought in buttons or pennies or crayons or fish crackers–you know, kid stuff.

As an overambitious first-time kindergarten mom who really needed to impress the teacher, I had the brilliant idea that we bring in a jar filled with 100 wishes. Of course I didn’t realize at the time that Koss only had the attention span to make about 47 wishes, and 23 of those were to have another one of the cookies I used to bribe him to focus on the remaining 69 wishes.

Despite all the duplicate wishes, I eagerly anticipated my gold star from his teacher, who would surely be blown away by our creativity.

Instead she tactfully suggested that perhaps I was giving my son too much sugar, and that his attention span might improve if he expanded his vegetable repertoire beyond potato chips and French fries.

I’ve learned a lot since then. Don’t ever let you kid tell his teacher what he really eats for dinner, for starters. And don’t ever start work on a class project until you’ve had at least one glass of wine.

I’ve learned a little bit about column-writing too. For example, even if I had learned 100 things since I started writing this column, I would never have enough space to include them here. Besides, 100 is an even number, and if there’s one rule I’m absolutely sure of, it’s that odd numbers are funnier than even numbers. My husband told me so. He also seems to think the number 69 is a lot funnier that 67 or 65 for some reason.

Writing this column has really done a lot to deepen my relationship with my husband. Now, instead of crying or throwing things when we fight, I get out my notepad and start taking revenge, I mean, ahem, taking notes.

And when my son does something horribly embarrassing or cute, I get out my camera and my notepad, and sometimes my tape recorder too.

My parents didn’t realize it, but when I started tape recording their childhood stories last weekend, it wasn’t just for the family archives. You never know where you might find new material.

Another great thing I’ve learned is that when you’re writing a column about your life, everything you do can be considered working.

“Why are you napping, Leslie? It’s the middle of the day.”

It’s work. I’m writing a column about napping.

“Why are you shopping/drinking/staring at your navel in the middle of the day?”

I’m working of course. There’s never a minute for myself, I just work, work, work, even when I’m sleeping I work. It’s 25/7 around here.

Apparently writing all of those columns hasn’t done anything to improve my math skills.

This is actually my 101st column. I realized that at some point last week, but I wanted to write about spring break, so I fudged it a little bit.

See, unlike my other job–as a reporter, where you have to pay special attention to things like truth and accuracy–you get to fudge a little when you’re a columnist. So when I tell you that this is my 101st column that doesn’t mean it’s my 101st column for THIS paper; I worked for another paper before this. And it wasn’t my fault they went out of business–although it might have helped if THAT editor had thrown me a party.

Originally appeared in the Santa Barbara Daily Sound on April 13, 2007

My Gym Diary

© Tadija | Dreamstime Stock Photos & Stock Free Images

© Tadija | Dreamstime Stock Photos & Stock Free Images

The Weight Watchers theory is that writing down what you eat can make you lose weight, so I decided to keep a going-to-the-gym-diary to help me get in better shape. Here is what happened my first seven (non-consecutive) days at the gym.

Day 1- Feel That Credit Card Burn

Like most new endeavors, getting in shape takes motivation, determination, commitment, and cold, hard cash. I want to change my life, so buying the “lifetime gym membership”–where I pay $45 a month for the rest of my life, regardless of whether I ever break a sweat–seems like a really good idea.

I’ll also need new shoes, socks, a gym bag, sweats, a heart rate monitor, water bottle, an iPod and a lifetime subscription to “Ahnold Magazine” to get started on my journey.

No wonder all these people are wiping off their equipment with $20 bills. I guess that’s the price you pay to get in shape.

Day 2 – Just Do It

There’s nothing like new shoes to put a spring in my step. I drive the 12 blocks from my house to the gym, then circle around the lot 17 times before parking 3 blocks away. I’m exhausted before I set foot in the door.

I see some moms I know from school and end up chatting for an hour, while I occasionally look appreciatively at the equipment. If you’re at the gym, does that time count as a workout? I decide that it does and feel a little superior as I leave and notice the same three cars from an hour and a half ago still waiting for parking.

Day 3 – Checking Things Out

I go up to the weight room to look around. The grunting, the cyborg noises and the mirrors all bring back horror movie flashbacks and the armpit-vomit smell reminds me of my college dorm. Maybe I’ll try the cardio machines.

I’m still learning to use the equipment, so I peek over at Skinny Sally’s control panel to see what level and program she’s using on the elliptical machine. Of course I’m not very subtle and almost lose my balance trying to crane my neck for a better view. Must be the traction on my new shoes!

She gives me a dirty, sweaty, scary stare and quickly throws her towel over the lit up panel. Meow! It’s not like I was snooping in her purse, and why is it filled with ex-lax and breath mints?

Day 4 – Not Checking Things Out

I can’t stand it any longer. My bladder’s about to burst like a wicked rhinoceros. I force myself to go into the locker room to pee. As I wash my hands, I try to avoid making eye contact with Skinny Sally, who is completely nude except for her hair dryer, and now friendly as can be.

I sit down on a bench to compose myself.

When I look up, there’s a 95-year-old naked woman, Wrinkled Rhonda, two inches away from my face.

Day 5 – Real Time Versus Gym Time

I keep switching treadmills, but they are all defective. There’s no way I’ve only been working out for 17 minutes. It’s been at least an hour. I try to focus on what I’ll write my column about next week. If I’m thinking about work, can I bill for my time? I would call my accountant, but the gym has gotten very strict about enforcing their no cell phone policy on the gym floor and in the locker rooms–and I don’t have an accountant. Earlier today, Wrinkled Rhonda was naked in the hallway, taking a call from her great great great great grandson.

Day 6 – Power Reading

I have an epiphany. If you read while you’re on the treadmill, the time goes by faster. I should be reading War and Peace for my book club, but Bolkonski and Tolstoy are a lot less compelling than finding out what’s going on with Carmen Electra and Joan Jett.

Is reading the “National Enquirer” at the gym the same as reading it in the grocery store? I’m pretty sure that as long as you read it standing up, then it doesn’t have any calories.

Day 7 — Look Out

I’ve discovered something else about reading at the gym. I can’t read with my glasses and I can’t see other people without them. This is good and bad. My sister still hasn’t forgiven me for not recognizing her the other day. Give me a break. She was pretty sweaty, and very blurry.

On the other hand, if I don’t make eye contact with my high school homecoming date over there on the elliptical machine, maybe he won’t recognize me. Of course I’m twice the woman I was back then–hence the gym membership–so there’s no way he’d recognize me.

I remember from theatre arts that if you’re backstage and you can’t see the audience, they can’t see you either. I wonder if this is how it works at the gym? Maybe I should just take off my glasses when I look at the scale and forget about the gym completely.

Originally appeared in the Santa Barbara Daily Sound March 30, 2007

The Amazing Adventures of Danger Boy and Wimpy Mom

© Kapu | Dreamstime Stock Photos & Stock Free Images

© Kapu | Dreamstime Stock Photos & Stock Free Images

I stared up at Koss in amazement, as he confidently donned his bike helmet and harness to climb Gibraltar Rock. He looked so little, just a wisp of a boy, yet so excited and sure of himself. I couldn’t help but be impressed. Then I looked down at Rattlesnake Canyon 150 feet below, and almost lost my footing–and my lunch.

What kind of nut job mom lets their seven-year-old kid climb a mountain? Yet, there I was, terrified and shaking, watching from the side of the road. My Little Danger Boy was about to try rock climbing for the first time, with only a rope, a helmet and a harness to protect him from harm.

It was all his teacher’s fault. Teacher Danger Boy is an avid rock climber, and he promised the kids he would take them climbing as a belated Christmas gift. Talk about the gift that keeps on giving–grey hairs. Now it was time for him to “pay up on his promise,” and I was a wreck.

Under normal circumstances I wouldn’t have been anywhere near the mountain. It’s been well documented that I’m not exactly the queen of all things daring and dangerous. My fears are completely rational. When I was 16 years old I took a 25-foot spill down a cliff onto the beach, and therefore all cliffs–even biggish sand dunes–are extremely dangerous and should be avoided at all costs.

OK, I was wearing flip-flops and was too busy flirting with the boy I was with to pay attention to my footing, but that doesn’t change the fact that all cliffs–and even biggish sand dunes–are extremely dangerous and should be avoided at all costs.

But see, Big Danger Boy (a.k.a. my husband Zak) was off on a dangerous “mancation” of his own that day, kayaking down boulder-filled rivers, drinking way too much and supervising a bunch of Neanderthals wobbling their way through a testosterone- and alcohol-fueled makeshift firewalk.

Since Zak was unavailable, I had to be there to “supervise” Koss’s rock climbing adventure. I warned his teacher that I would be watching from the side of the road. Unfortunately, Teacher Danger Boy didn’t pick up on the massive waves of “please don’t make me come and watch this” vibes I was sending his way, and said it would be just fine for me to watch from afar. I could have strangled him with my bare hands, but Koss really wanted to go, and his Wimpy Mom just didn’t have the heart to say no.

Clearly I was the one that needed a helmet to protect me from the blow to the head I must have suffered that got me to edge of this cliff (if 20 feet away is still “edge”).

I flashed back to Big Danger Boy’s skydiving adventure a few years back. I spent what should have been a lovely Saturday with my nerves shot, chained to the telephone. I could have killed him when he came back with a house full of pumped-up revelers, complaining of groin pain.

This time there was stomach pain (mine) as I grabbed my camera with one hand and a tree to steady myself with the other. I don’t even like writing about this, it just wigs me out again. If I could have sent him up there with full body armor and a hovering helicopter I would have, but all I could do at that point was cross my white knuckles, fingers, toes, and eyes and watch from afar as Koss climbed up that mountain like it was the most natural thing in the world.

Through the zoom lens of my camera I could see the huge smile on his face when he got to the top. He was so pumped up and proud of himself. For a split second I thought that maybe I wasn’t such a Wimpy Mom after all.

Originally appeared in the Santa Barbara Daily Sound on June 8, 2007

My Destination Vacation

© Dushenina | Dreamstime Stock Photos & Stock Free Images

© Dushenina | Dreamstime Stock Photos & Stock Free Images

While most of Santa Barbara was schussing down the slopes at Mammoth or slathering on the sunscreen in Hawaii, I spent my spring break on a guilt trip, once again. I’m a creature of habit and guilt trips are definitely my vacation destination of choice.

Well, not exactly “choice.”

I’d rather be drinking upside down margaritas in Mexico, or yachting in Europe without a care in the world, but given my current bank account, that wasn’t going to be happening this year–again. Like most other creative types who feel incredibly lucky just to be able to eke out a living without selling their souls, when there’s work to be had, I have to work.

Last week just happened to be one of those weeks. It also just happened to be the first week of Koss’s spring break. Yes, that wasn’t a typo. The FIRST week of his spring break. Apparently the families in our school district worked so hard for the three months after our three-week winter break that they need a two-week spring break to oh, say, ski in Mammoth or sun in Hawaii.

Not that I’m bitter or anything. If I could afford to take FIVE weeks off in the middle of the school year and go somewhere glamorous, I’d do it in a heartbeat. I’m sure if I left out enough bowls of cereal, the kid would be fine.

Instead, I sent my son to camp, where he golfed, bowled, fished, hiked, learned a few swear words, and had a marvelous time. I, of course, felt incredibly guilty.

Despite the fact that I take my son to school every day, spend a ridiculous amount of time volunteering at his school when I should be working, then pick my son up from that same school every single day, have a semi-nutritious snack waiting for him in the car, and am always there after school to help him with his homework, schedule play dates, play handball, and take him to soccer/basketball/baseball/whatever else is in season practice–if I spend even a small part of his school breaks working, I feel guilty. If I spend a large part of those breaks working, I feel really guilty.

And if, as was the case last week, I spend a part of those school breaks actually taking a break for myself, say by putting him in camp all day while I do some writing and then go to the movies, I feel really, really guilty. Especially when my husband surprises me and says he wants to go to the movies one night during the week. Do I admit that I’ve actually already seen everything worth seeing? Then I’ll feel really guilty since he’s the one who’s been working full time while I’m doing full time chauffer/ part time career thing from home, which is actually harder, I know, because I’ve worked full time before when he stayed at home, but I feel guilty saying that because I know he’d switch positions with me in a heartbeat if I’d let him.

It’s a vicious cycle. But I’m comforted to know that I’m not the only woman who was raised on a diet of guilt (though mine was well seasoned with plenty of humor, I should add, so that I won’t feel too guilty when my mother reads this). A recent article in the Washington Post told the story of a woman in Virginia who felt so guilty about leaving her family in the evening that she almost missed out on an interesting lecture–titled “Mommy Guilt.”

Honey, I feel your pain, but I’ve decided to play through it anyway.

Rather than guilt tripping about my need to have a little bit of time to myself–and taking it anyway–I’m going to make friends with my guilt and take it on a few more outings this week. You won’t see us on the slopes, unfortunately, but maybe you’ll see us at the movies.

Originally appeared in the Santa Barbara Daily Sound April 6, 2007

Education 101

Are Santa Barbara Schools Making the Grade?

Education 101, story from Santa Barbara Magazine

Education 101, from Santa Barbara Magazine

Education 101, from Santa Barbara Magazine

For better or worse, the days when parents would simply whisk their children off to the nearest school are long gone. Discussions of “where are you sending your child?” dominate local parks, pediatrician’s offices and preschool playgrounds. While there’s no such thing as a one-size-fits-all approach to education, luckily we have lots of options in Santa Barbara. In general, our schools are getting better too–a concerted effort is underway to narrow the achievement gap between middle- to upper-class and low-income students. “Our schools are improving,” according to experts including longtime local educator Gerrie Fausett, the current superintendent of the Hope School District and former principal of Santa Barbara Junior High and Washington Elementary School on the Mesa. She says that schools are “doing a better job educating our students, and have particularly improved in their work with students that are not meeting academic expectations. The improvements and the dedication to making sure that kids are learning what they need to learn are moving forward.” Continue reading

Mating in the Millennium

Stuart Miles (Freedigitalphotos.net)

Stuart Miles (Freedigitalphotos.net)

The singles scene is changing fast.

Leslie Dinaberg tags along to dig up the dish on blind dating — 21st-century style.

MAN SEEKING WOMAN: Funny guy with killer body and money to burn seeks woman who doesn’t believe everything she reads.

Eye catching ad, isn’t it? It should be. That’s the online dating promo for professional online personal ad writer Evan Marc Katz, founder of e-cyrano.com, just one of the many Web sites for people who are looking for love in all kinds of interesting places. Continue reading

First Time Home Buyers: Vintage Charm

Google maps image

Google maps image

Entering the threshold of their new life together, couple opts for classic over contemporary

There are two kinds of first-time homebuyers: those that go for the modern amenities and those that go for the charm. Susan Bosse and Erik Vasquez definitely went for the charm, or at least the potential charm of their new home on 1242 W. Valerio St.

The house was built in 1925 and suffered from what Vasquez generously called “deferred maintenance.” Still, the character of the house, which still had many of its original built-ins and fixtures, attracted them.

The bones were good, the potential was there, but the old girl definitely needed a face-lift and some new internal organs.

“The thing that I think scared most people were the termites. But it was funny, the termite guys were the ones all bidding on the house so they weren’t too worried,” said Vasquez.

The inspection package was thick, said Bosse. Besides the termite damage and some water damage, the house needed to be brought up to code with a new roof and modern wiring, including new electrical and heating systems. There were also a few walls the couple decided to remove to improve the floor plan.

“We gave Susan a sledgehammer last week. I can show you the little video,” laughed Vasquez.

“It was pretty fun. I mean when else am I going to get a chance to hit a wall and knock it down,” said Bosse. It was also a good stress reliever for Bosse, who was planning her May 30 wedding to Vasquez at the time.

While some of original hardwood floors were in good shape, some needed to be redone, along with the bathroom and kitchen. “There was still food in the refrigerator,” said Bosse.

Despite the extensive improvements, Vasquez was pleased by the speedy progress his crew was making and prepared for the expense. They got estimates for the repairs up front, before deciding they could afford the house.

“The thing is we found is the cost is the people, the labor, it’s not the materials,” said Vasquez. “The materials are nothing, so if they’re in here (working), might as well make it exactly how you want because it’s not any more expensive to make it boring as it is to make it more interesting.”

Originally published in South Coast Beacon

Got an hour? Get up and go to …

num_skyman, freedigitalphotos.net

num_skyman, freedigitalphotos.net

We all agree the South Coast is paradise, but sometimes it’s nice to get away for the day. Here are a few favorite destinations for when you’re looking to get the heck out of Dodge, and the best part is, they’re all less than an hour’s drive away — weather permitting.

Just off Highway 154 north are Painted Cave, with its stunning rock art, and Knapp Castle, which can be reached from a path off East Camino Cielo. The “castle” is actually a ghostly scattering of rock ruins of a mountain lodge that burned in a 1940 wildfire, overlooking incredible views of the Santa Ynez Valley.

Further north is Lake Cachuma, which is not only our primary water source, it’s also a great place for fishing, boating, hiking, horseback riding and camping. From November to February, hundreds of bald eagles winter here and you often can see them on a two-hour guided boat ride aboard the Osprey. From March through October, the cruise takes a look at area wildlife, wildflowers and resident birds along the shore. The cost is $15 for adults and $7 for children. Call 686.5050 for reservations.

A little further north the charms of Los Olivos beckon, with wonderful shopping, galleries and wine tasting just a short drive away. Stop by the always delightful boutique Persnickety (2900 Grand Ave.; 686.8955) for a fabulous selection of gift items, including vintage linens, birdhouses, ladies’ dresses and more. The Arthur Earl tasting room (2921 Grand Ave.; 693.1771) is also highly recommended.

Also nearby is the Chumash Casino (3400 E. Highway 246), with free live music every Friday and Saturday night, as well as a new resort hotel and spa (call 1.877.248.6274 for reservations).

Don’t forget Solvang, “the Danish capital of America,” where no visit is complete without an aebleskiver, available at any of the many bakeries in town. For theater fans, the PCPA features a wonderful outdoor venue. Call 922.8313 for ticket information and showtimes.

A short distance down Solvang’s Alisal Road is Nojoqui Falls where Upper Nojoqui Creek falls about 80 feet over a sandstone cliff and into a mossy haven, surrounded by Venus maidenhair ferns. The falls end in a shallow pool that’s fun to wade in or just watch the water insect show.

You could also head into the wine country. Try the Foxen Canyon Trail where you will encounter a series of excellent wineries including Firestone Vineyard, Curtis Winery, Fess Parker Winery, Zaca Mesa Winery, Bedford Thompson Winery, Foxen Winery, Rancho Sisquoc, Cambria Winery and Cottonwood Canyon Vineyard.

Heading west, Jalama Beach lies at the end of Jalama Road that turns off Highway 1 south of Lompoc. The beachside park offers camping, a playground, windsurfing and a snack bar serving the famous Jalamaburger. Just remember to get a lot of napkins: these puppies are messy.

You could also head south from Santa Barbara to Ojai, located inland between Santa Barbara and Ventura. Nestled in a scenic deep valley, Ojai is surrounded by steep mountains that soar to 6,000 feet. Ojai is known as an artist’s community, which is reflected by a number of unique galleries and shops.

Going further south, Old Town Ventura is quite charming, with a wealth of shops and restaurants. Also worth checking out is Mission San Buenaventura, (211 E. Main St., 643.4318) the ninth and last California mission founded by Father Junipero Serra. There are also several yacht harbors in Ventura, which offer seafood restaurants, shops, boating, fishing and bay cruises.

Of course, you could always head home and be a tourist in your own town. Not many locals have done the self-guided Red-Tile Walking Tour, which begins at the Courthouse. And when was the last time you went to the Santa Barbara Museum of Natural History, the Santa Barbara Mission, the Courthouse, the Botanic Garden, Stearns Wharf or the zoo? Sometimes the best getaway can be found right in your own backyard.

Originally published in South Coast Beacon

First Time Home Buyers: There’s Nothing Like the First Time

Image by phanlop88 freedigitalimages.net

Image by phanlop88 freedigitalimages.net

Here on the South Coast — where multiple bidders compete to buy $1 million generic tract houses that “need work” — first time homebuyers are definitely in the minority. But a surprising number of working professionals are getting into the market via some very creative configurations, both in terms of financing and sometimes even living situations.

“It’s a lot more complicated than just finding a property,” said Nicole Dinkelacker, a realtor with RE/MAX’s Goleta office who’s been in the business for 20 years. “Anybody with less than ten percent down, it’s very competitive and difficult.”

Difficult, but not impossible.

“You can get 100 percent financing. You have to have beautiful credit, of course, but it isn’t like you have to come up with a huge amount of money, or at least you should talk to a realtor before you decide that,” said Rebekah Mulder, a realtor with Prudential California Realty in Santa Barbara.

A former teacher and principal at Cold Springs School, who got out of education to become a financial planner and real estate agent, Mulder said she still finds a lot of her job involves educating her clients about the tax advantages of investing in real estate, as well as the many creative ways to make buying a house possible in the Santa Barbara market.

One of the unique financing methods she often teaches first-time buyers about is equity sharing, where a parent, an employer or a third party will invest in buying a house in partnership with the person who will live there.

Recently, Steen Hudson (the Director of the Rescue Mission) and his wife Trina entered into an equity share agreement with his employers, said Mulder. “The mission is realizing money on its investment and if the Hudson’s so choose they can steadily buy the mission out. It’s a great way for employers to help out their employees and make an investment as well.”

“Equity sharing is a great investment. You pair up older people who really don’t want to go out and buy an apartment house or something. Most people are unaware that if you own a residential income property, you can depreciate that property. Even if its actually appreciating, the tax code allows you depreciate it, which then shelters that much of your earned income from any taxes at all,” said Mulder. The IRS allows you to treat one physical property as both a residential property and a residential income property (divided proportionately), she explained.

Rather than asking parents or others to “help” with a down payment, Mulder advises approaching it like a business opportunity and will often make the presentation to parents as a neutral party. “We have (37-page) contracts where you negotiate every horrible thing that could happen.”

“Another thing that piggybacks on that is that buying a property with a rental on it is really good option, especially for someone that’s maybe got high income but maybe no money down, said Sharol Mulder, Rebekah’s daughter and business partner.

“A lot of times if we have people with a lot of money down, it’s a better bottom line if they buy a more expensive property with a rental on it. So let’s say they could go buy a $600,000 condo, they could probably buy a $900,000 house with a rental on it and actually come out paying less per month,” said Sharol, who recently made this type of deal with buyers Dave and Eliza Reed and Kate Russell (Eliza’s sister). “They bought a neat old turn of the century Craftsman plus an additional duplex on West Sola. … They rent out the main house for maximum income.”

In addition to financing options, first-time homebuyers often need to be educated on the basics about realtors. “There are a lot of people out there who don’t know how realtors get paid. We’re seeing people walk into open houses and work with the realtor who’s there without a recommendation. … As a buyer you’re not going to pay the realtor’s commission but you really need a good realtor, so you need a good recommendation. … It’s a great benefit to you as a buyer that the seller is going to pay your realtor’s commission but it doesn’t take away the responsibility that you have to find someone who’s really good to represent you,” said Sharol.

Having professional, experienced representation is even more important with the current climate of multiple offers being made for any given listing. “Houses are going really quickly,” said Gloria Herrera, one of Dinkelacker’s clients who recently purchased a home in Carpinteria after making an offer on another. “The whole thing has really been a learning experience.”

There’s nothing like the first time … starting next week, our South Coast Homes section will feature case studies of local first time buyers. We’ll go inside their homes to see what they were able to buy and how they were able to do it.

Originally published in South Coast Beacon